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Martha Stewart in anal action!
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PostWysłany: Nie 0:30, 29 Kwi 2007    Temat postu: Martha Stewart in anal action!

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PostWysłany: Pią 10:13, 07 Cze 2013    Temat postu:

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If your nose vibrates when you say hay, hi or he, then you have nasal issues. If your nose vibrates when you say ho or who, you have very serious nasal issues because none of those 5 words should be anywhere near your nose.


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PostWysłany: Sob 23:57, 08 Cze 2013    Temat postu:

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You may see and feel some positive changes in yourself after losing certain amount of weight initially. I began to think of the cancer as a messenger of sorts, so take some time to weigh the pros and cons before making any decisions.


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PostWysłany: Pią 17:40, 14 Cze 2013    Temat postu:

By Roger Fleming
See all Articles by Steve HillGet Updates on Fitness and ExerciseGet Updates on Steve Hill Average: 0 Your rating: None Tweet
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In today’s modern arena bootcamp has really grown very much popular. Bootcamps vary a lot as that of the bootcamps of the military people where exercises are done through the ropes,[link widoczny dla zalogowanych], tyres and one person standing and shouting at you. Other camps for exercise require some physical training under the sun which will help to tone up the body.
As people are becoming very much health conscious so they join the bootcamps with full throttle. Although they are not fit, they try to learn with enthusiasm. And besides they ensure others for this fat loss application. This is the story behind the success of the bootcamps.
Only the enthusiastic people get succeed through this bootcamp. Some fail to loss the weight due to improper way of exercise. So at the end they leave doing the exercise,[link widoczny dla zalogowanych]. This is not proper thought. They should not give away rather than they should learn the proper technique to do the exercises.
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Easy Navigation – Do not make your site a maze for your visitors to try and navigate. Have a simple, clean design with an easy navigational menu. Use short, straightforward, easy-to-read paragraphs. Make all your pages uniform and professional.


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PostWysłany: Pią 19:14, 14 Cze 2013    Temat postu:

That’s due in part to this thing called oxytocin — a bonding hormone that is released when a woman a) nurses her baby and b) has an orgasm — that will totally mess up your casual-sex game. It’s why you can be f**k-buddying with some dude who isn’t even all that great and the next thing you know, you’re totally strung out on him. And you have no idea how it happened. Oxytocin, that’s how it happened. And since nature can’t discriminate between marriage material and Charlie Sheen, you’re going to have to start being way more selective than you are right now.
Because most of the time,[link widoczny dla zalogowanych], your messy, farting, macaroni-and-cheese eating man will not be doing what you want him to. But as you give him love anyway — because you have made up your mind to transform yourself into a person who is practicing being kind, deep, virtuous, truthful, giving, and most of all, accepting of your own dear self — you will find that you will experience the very thing you wanted all along:
About ten minutes later, the oxytocin kicks in. You start wanting more. But you don’t tell him that. That’s your secret — just between you and 22,000 of your closest girlfriends. Instead, you hang around, having sex with him, waiting for him to figure out that he can’t live without you. I have news: he will never “figure” this out. He already knows he can live without you just fine. And so do you. Or you wouldn’t be lying to him in the first place.
Instead, you are looking for someone tall. Or rich. Or someone who knows what an Eames chair is. Unfortunately, this is not the thinking of a wife. This is the thinking of a teenaged girl. And men of character do not want to marry teenaged girls. Because teenage girls are never happy. And they never feel like cooking, either.
Howevs, a good wife, even a halfway decent one, does not spend most of her day thinking about herself. She has too much s**t to do, especially after having kids. This is why you see a lot of celebrity women getting husbands after they adopt. The kids put the woman on notice: Bitch, hello! It’s not all about you anymore! After a year or two of thinking about someone other than herself, suddenly, Brad Pitt or Harrison Ford comes along and decides to significantly other her. Which is also to say — if what you really want is a baby, go get you one. Your husband will be along shortly. Motherhood has a way of weeding out the lotharios.
Because ultimately, marriage is not about getting something — it’s about giving it. Strangely,[link widoczny dla zalogowanych], men understand this more than we do. Probably because for them marriage involves sacrificing their most treasured possession — a free-agent p*n**s — and for us, it’s the culmination of a princess fantasy so universal, it built Disneyland.
You know if you tell him the truth — that you’re ready for marriage — he will stop calling. Usually that day. And you don’t want that,[link widoczny dla zalogowanych]. So you just tell him how perfect this is because you only want to have sex for fun! You love having fun sex! And you don’t want to get in a relationship at all! You swear!
3. You’re a Slut. Hooking up with some guy in a hot tub on a rooftop is fine for the ladies of Jersey Shore — but they’re not trying to get married. You are. Which means, unfortunately, that if you’re having sex outside committed relationships, you will have to stop. Why? Because past a certain age, casual sex is like recreational heroin — it doesn’t stay recreational for long.
Signing up Today for
Here is what you need to know: You are enough right this minute. Period. Not understanding this is a major obstacle to getting married, since women who don’t know their own worth make terrible wives. Why? You can fake it for a while, but ultimately you won’t love your spouse any better than you love yourself. Smart men know this.
Read more on reasonsyou are not yet Married by,
6. You’re Not Good Enough. Oh, I don’t think that. You do. I can tell because you’re not looking for a partner who is your equal. No, you want someone better than you are: better looking,[link widoczny dla zalogowanych], better family, better job.
I see this at my son’s artsy,[link widoczny dla zalogowanych], progressive school. Of 183 kids, maybe six have moms who are as cute as you’re trying to be. They’re attractive, sure. They’re just not objects. Their husbands (wisely) chose them for their character, not their cup size.
Alright, so that’s the bad news. The good news is that I believe every woman who wants to can find a great partner. You’re just going to need to get rid of the idea that marriage will make you happy. It won’t. Once the initial high wears off, you’ll just be you, except with twice as much laundry.
The deal is: most men just want to marry someone who is nice to them. I am the mother of a 13-year-old boy, which is like living with the single-cell protozoa version of a husband. Here’s what my son wants out of life: macaroni and cheese, a video game, and Kim Kardashian. Have you ever seen Kim Kardashian angry? I didn’t think so. You’ve seen Kim Kardashian smile,[link widoczny dla zalogowanych], wiggle, and make a sex tape. Female anger terrifies men. I know it seems unfair that you have to work around a man’s fear and insecurity in order to get married — but actually, it’s perfect,[link widoczny dla zalogowanych], since working around a man’s fear and insecurity is big part of what you’ll be doing as a wife.
1. You’re a Bitch. Here’s what I mean by bitch. I mean you’re angry. You probably don’t think you’re angry. You think you’re super smart, or if you’ve been to a lot of therapy, that you’re setting boundaries. But the truth is you’re pissed. At your mom. At the military-industrial complex. At Sarah Palin. And it’s scaring men off.
Tracy McMillan is also single, although she has been married three times in the past, so she shares her bitter experiences in the piece above.
By David Pammer
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2. You’re Shallow. When it comes to choosing a husband,[link widoczny dla zalogowanych], only one thing really, truly matters: character. So it stands to reason that a man’s character should be at the top of the list of things you are looking for,[link widoczny dla zalogowanych], right? But if you’re not married, I already know it isn’t. Because if you were looking for a man of character, you would have found one by now. Men of character are, by definition, willing to commit.
5. You’re Selfish. If you’re not married, chances are you think a lot about you. You think about your thighs, your outfits, your naso-labial folds. You think about your career, or if you don’t have one, you think about doing yoga teacher training. Sometimes you think about how marrying a wealthy guy — or at least a guy with a really,[link widoczny dla zalogowanych], really good job — would solve all your problems.
4. You’re a Liar. It usually goes something like this: you meet a guy who is cute and likes you, but he’s not really available for a relationship. He has some condition that absolutely precludes his availability, like he’s married, or he gets around town on a skateboard. Or maybe he just comes right out and says something cryptic and open to interpretation like,[link widoczny dla zalogowanych], “I’m not really available for a relationship right now.”
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Love.
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Have you ever felt so comfortable around a client that you let your guard down? Under the right circumstances, it is often not a problem. Notwithstanding, there can be times where you can get into trouble, or even lose a client, if you get too casual with them.


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PostWysłany: Sob 8:58, 15 Cze 2013    Temat postu:

Worry is the least effective way of changing the very thing that is causing you to worry in the first place. If you have heard about the Law of Attraction, you will have read about how whatever you focus on will be attracted into your life. Even if you don’t believe this, have you read any of the studies that prove that people praying for someone who is sick have vastly improved their recovery rate? If you have, you will begin to understand a little of how important it is to really start to look at where you are focusing your attention if you want to improve your life.
Worrying about something does not change the event or item that you are trying to avoid. In fact, you are sending negative attention to a situation over and over again, and thus potentially attracting it into your life. A different approach may be to send loving healing thoughts to the situation or person,[link widoczny dla zalogowanych], as we know these can be powerful. An added benefit of this is that it feels good as we are doing something positive for someone else.
Written by Caroline Nettle
Another question is what are you depriving yourself of because you are worrying so much? If I am worried about what other people might think, do you think that will make me spontaneous and free? If I am paralyzed by worry, life will be very small and probably quite uncomfortable. Imagine if you were able to train your brain to think differently, and to worry less. Imagine how much more time you would have to lead a full life, experiencing new things and people and really having the chance to enjoy life, and find out who you really are. Each and every one of us has gifts that we are supposed to share with the world. Does worry prevent you from sharing yours?
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What is worry,[link widoczny dla zalogowanych]?
An example of this is someone worrying about their health. I am assuming they are not blaming their heritage, or someone else for their disease,[link widoczny dla zalogowanych], but are just worrying about the treatment or the diagnosis that they have received. Instead of worrying, take control. Find out what you can do to best understand your disease, and then make an informed decision about how you want to go forwards with this situation. Look into thought patterns, lifestyle, food, or anything that may help to relieve your symptoms. Give yourself the very best opportunity to do something positive towards your state of health. Will it always turn out how you want it to? Maybe not, but you will have invested your energy in doing your best to give yourself a good chance of recovery.
Worry is always about something that is in the future or the past. Take a moment to look at your life right here,[link widoczny dla zalogowanych], right now. Is this a reality for you here and now? Do you have the power to prevent it by worrying? (Obviously the answer to that question is no.)
By Caroline Nettle
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Since the Power of Now by Eckharte Tolle and many others are saying that now is the only moment that we have and that living in the now is the way to happiness,[link widoczny dla zalogowanych], worry seems to be a thing we can learn to live without. Everything in the past is gone and everything in the future doesn’t exist yet in the now.
We worry about whether or not we are going to get old, sick, die, or any variation on this theme. We worry about poverty, the job market,[link widoczny dla zalogowanych], our social standing and any variation on this theme. We worry about the country,[link widoczny dla zalogowanych], the planet,[link widoczny dla zalogowanych], our towns and villages. We worry about not being good enough,[link widoczny dla zalogowanych], being too good, being rejected, ignored,[link widoczny dla zalogowanych], noticed and any variations on those themes.
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If I worry non-stop about crashing my car, will that prevent me from crashing my car? If you follow the philosophy of the Law Of Attraction, worrying about crashing my car will send a message to the universe to crash my car because that is what I am focusing my attention on. A different way of looking at that is to think about how worrying steals a lot of our energy. If I spend 70% of my time worrying about (insert the relevant item/ event here) then I am effectively worrying about something that hasn’t happened yet and actually may never happen at all.
As a species,[link widoczny dla zalogowanych], we have really perfected the art of worrying. We worry about everything tiny detail, as if worrying about it will lessen the blow, or make whatever we are trying to avoid not happen.
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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PostWysłany: Pon 12:33, 17 Cze 2013    Temat postu:

Thus kitchen remodeling, regardless of small homes or large homes must be done essentially by taking the proper help and guidance of experts or from the review articles related with kitchen remodeling Sacramento.
By Saima Triphor
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A properly designed kitchen will definitely give an interesting look of the home. Kitchen backsplashes made of stainless steel are capable to creating the illusion of a big kitchen along with giving a modern look to it. Also, on having stainless steel or dark colored appliances,[link widoczny dla zalogowanych], all the things will mix together in a far better manner.
Designing of custom tile backsplash of own is another excellent technique of giving the kitchen a beautiful look. Wide varieties of patterns are available,[link widoczny dla zalogowanych], from which people can select for designing tile backsplash for the kitchen. This is better to utilize light colored tiles in case of working in the small kitchens. This is because lighter color leads the room to appear large. Another economical way of changing the look of the kitchen is the replacement of the cabinet doors. Alternatively, simple alterations can also be made such as staining of the cabinet by using cherry color,[link widoczny dla zalogowanych], fresh quality of paints,[link widoczny dla zalogowanych], in order to make the cabinet attractive.
Kitchen is one of the essential rooms of your home,[link widoczny dla zalogowanych], where social gatherings take place. Because of this reason, now days,[link widoczny dla zalogowanych], most of the people try to keep their kitchen very attractive. Thus remodeling of the kitchen rooms have become the significant part of the modern society. Even,[link widoczny dla zalogowanych], majority of the people in present times,[link widoczny dla zalogowanych], used to spend a huge part of their budget for the remodeling of kitchen. This is because; they have a very good knowledge that kitchen remodeling is the fastest and the best way of enhancing the equity of home. Irrespective of the kitchen size as either large or small, there exist some particular remodeling techniques, by the virtue of which the beauty of kitchen and in turn the beauty of the room will be enhanced. The ideas,[link widoczny dla zalogowanych], by which the kitchen of smaller size can be remodeled, are available in various matters related with kitchen remodeling Sacramento. Some of these are described in this article.
This article has described about the various ways of remodeling of kitchen by making the use of some of the cost-effective methods used by kitchen remodeling Sacramento,[link widoczny dla zalogowanych].
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By Nate Hagel

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We live in incredibly stressful anxiety-producing times. Wars, terrorist threats, random acts of violence threaten our safety worldwide. Uncontrollable natural disasters can destroy our homes and devastate our lives.


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PostWysłany: Wto 16:12, 18 Cze 2013    Temat postu:

BLEMDS WELL WITH: Petitgrain mandarin, Ylang ylang, Lavender True, Angelica,[link widoczny dla zalogowanych], Litsea, Bergamot, Linden blossom.
ACIDS
isovaleric acid, acetoxyvaleric acid
BATH OIL BLEND A:
Valerian Valeriana officinalis E.O. 5 drops
Lavandula angustifolia E.O. 5 drops
Lavandin Lavandula X intermedia E.O. 5 drops
Himalayan Cedarwood Cedrus deodora E.O. 5 drops
Lavender hydrosol 40ml
Total amount of blend: 41ml
PSYCHO-SPIRITUAL: This oil has an effect on the solar plexus chakra, the abdominal brain of some authors, calming and soothing butterflies and feelings of intense premonition
CHEMICAL CONSTITUENTS:
TERPENES:
Monoterpenes
 pinene, camphene
Sesquiterpenes:
* caryophylene, azulene
ALCOHOLS:
Monoterpenols:
geraniol,  terpineol, borneol
Karen, 29 years old, with two young children aged 2 and 4, came to see me because of her premenstrual tension syndrome, which had gotten worse after she finished breastfeeding her younger child, at first she was able to cope with the feeling of anxiety, weepiness and tension, but lately she had been unable to sleep at night, and as a consequence could not concentrate on her work during the day. She did not want to take any sleeping tablets, but felt she needed urgent help.
We agreed her treatment plant with full body aromatherapy massage, aromatherapy baths and the use of an essential oil formulation in the duftlampe at night.
The massage treatment was given once a week furing the two weeks prior to the onset of her menstrual period, while at the same time she used five drops of the bath formulations A and B alternatively in her evening bath, and the duft lampe during the night when she felt particularly stressed and tense.
Diffuser
Valerian Valeriana officinalis E,[link widoczny dla zalogowanych],O, 4 drops
Litsea Litsea cubeba E,O, 6 drops
Valeriana Officinalis is a member of the Valerianaceae family, which is grown mainly in Europe, Asia and North America.
The essential oil is extracted from the roots by steam distillation.
A base note oil with a. calming,[link widoczny dla zalogowanych], soothing temperament, a strong, pungrnt, not very pleasant scent which can be compared to the smell of old sweaty socks and a clear yellow-green to yellow-brownish colour.
Valerian grows on the edges of ditches and rivers, with tall stem, green leaves and roots which merge into erect rhyzomes, 1 stem which reaches 3-4 feet in height arises from the root. It is round, grooved and hairy near the base ending in two or more flowering stems,[link widoczny dla zalogowanych], the flowers are pink or white, the lower one extendig beyond the top one to give a flat flowering surface, the leaves are dark green, paired and formed by several lance shaped segments more or less opposite each other on both sides of the leaf
In medieval times valerian was used as a medicinal plant and was also called all heal. It is said to be named after the roman Valerius, who first used it in Medicine, other suggest the name comes from the word valere or to be in health due to its medicinal properties. Valerian oil has been used as a sedative for over 1000 years and has no after efects as those found with conventional medication.
PSYCHE
Anxiety, agitation +++, histeria, hypochondria, insomnia ++++, neurastenia, stress ++++
Essential oil of valerian is also very useful in the treament of patients with irrritable bowel syndrome, enterocolitis and menstrual cramps due to its antispasmodic effects on smooth muscle.
Diffuser blend
Rose Rosa damascena E.O. 2 drops
Bergamot Citrus bergamia E.O,[link widoczny dla zalogowanych]. 4 drops
By Vivian Nadya Lunny, MD, MBBS *Medical Barchelor, Batchelor of Surgery, MDMA *Medical Doctor Medicina Alternativa,
See all Articles by Vivian Nadya LunnySee Vivian Nadya Lunny's Expert PageGet Updates on Alternative MedicineGet Updates on Vivian Nadya Lunny Average: 0 Your rating: None Tweet
BATH OIL BLEND B
Lavender Wild Lavandula angustifolia E.O. 4 drops
Mandarin leaves Citrus reticulata E.O. 3 drops
Orange leaves Citrus auranthium E.O. 3 drops
Rose hydrolat 50ml
BLENDING PROCEEDURE
Take a 10-ml a,ber pr cpba;t b;ue g;assbottle,[link widoczny dla zalogowanych], and place in it the essential oils in the order in which they are listed. Replace the lid and roll the bottle between your palms for about 30 seconds, and then add the jojoba base oil. Once again replace the lid and roll between your palms.
For your bath add 6 drops of the above blends to your bath water.
AROMATHERAPY MASAGE BLEND:
THERAPEUTIC PROPERTIES
C.N.S. depresant (good for extreme agitation), hypothermic (good in high fevers), antispasmodic (due to its action on the neuromuscular plates), nervine, sedative +++,[link widoczny dla zalogowanych], tranquiliser
ESTERS
bornyl forniate , bornyl acetate, bornyl butirate, bornyl isovalerate
The following case studies are examples of patients where the use of essential oil of valeriana officinalis was an invaluable addition to their treatment formulation.
BATH OIL BLEND A
Valerian Valeriana officinalis E.O. 4 drops
Roman chamomile Chamoemelum nobile E.O. 4 drops
Ylang ylang Cananga odorata forma genuina E.O. 4 drops
Roman chamomile hydrolat 50ml
BLENDING PROCEEDURE
Take a 10-ml a,[link widoczny dla zalogowanych],ber pr cpba;t b;ue g;assbottle, and place in it the essential oils in the order in which they are listed. Replace the lid and roll the bottle between your palms for about 30 seconds, and then add the jojoba base oil. Once again replace the lid and roll between your palms.
Jasmin Jasminum ciminum E.O. 1 drop
Valerian valeriana officinalis E,[link widoczny dla zalogowanych].O. 2 drops
Patchouli Pogostemom patchouli E. O. 2 drops
Base oil of Hazelnut 30 ml
SAFETY PRECAUTIONS: Use at lo9w dilutions as it has very potent sedative properties.
KETONES
Sesquiterpenones
valeranone
TOTAL Quantity of Blend: 40 ml
James, 49, a businessman, with a very stresful lifestyle,[link widoczny dla zalogowanych], came to see me suffering from moderate hypertension and occasional episodes of angina pectoris, he also had periods of tachycardia related to times of high business pressures and excesive stress.
INDICATIONS AND COMMON USES:
CIRCULATORY SYSTEM
Tachycardia (high frequency heart beat), angina, hypertension, Irregu;lar heart beat of unknown origin
DIGESTIVE SYSTEM
Irritable bowel syndrome, nervous dyspepsia
FEMALE REPRODUCTIVE SYSTEM
Menstrual cramps, premenstrual syndrome
After 3 months of this treatment regime, her PMS was greatly improved and we were able to keep the treatments down to once every two months as a top up session, while she uses the bath blend in her bath when she feels she need it (p.r.n.).
BLENDING PROCEEDURE
Take a 10-ml a,ber pr cpba;t b;ue g;assbottle, and place in it the essential oils in the order in which they are listed. Replace the lid and roll the bottle between your palms for about 30 seconds, and then add the jojoba base oil. Once again replace the lid and roll between your palms.
Author's Bio:
I felt that Valerian was an excellent oil to be used in a bath and duftlampe formulation for the management of James’s angina and stress, in particular using it in the duftlampe meant he could keep calm during very tense business meetings and used in the bath it helped him to have a calm mind and a restful sleep. He did not feel that a full body massage was what he wanted, so we compromised and he had a weekly back massage instead, which together with the bath, diet changes and diffuser (duft lampe) has helped him to space the angina pectoris to an almost nonexistent number of epidoses per month. The aromatherapy treaments have also helped him to maitain a stress free environment, and cope with moderate levels of stress without his pattern of angry reactions.
ALDEHYDES
Sesquiterpenals
butiral
BLENDING PROCEEDURE
Take a 10-ml a,ber pr cpba;t b;ue g;assbottle, and place in it the essential oils in the order in which they are listed. Replace the lid and roll the bottle between your palms for about 30 seconds, and then add the jojoba base oil. Once again replace the lid and roll between your palms.
You can use this blend in the bath. For your bath add 10 drops of the above blends to your bath water.
BATH BLEND B
Ylang yland extra Cananga odorata forma genuina E.O. 5 drops
True Lavender Lavandula angustifolia E.O. 5 drops
Roman Chamomile Chamoemelum nobile E.O. 5 drops
Cedarwood Himalayan Cedrus deodora E.O. 5 drops
Chamomile Hydrolat 40 ml
Valerian Valeriana officinalis E.O. 2 drops
Geranium Pelargonium graveolens E.O,[link widoczny dla zalogowanych]. 4 drops
Bergamot leaves Citrus bergamia E.O. 4 drops
Base oil of Corylus avellana (Hazelnut) 19,[link widoczny dla zalogowanych].5 ml
Base oil of Prunus amigdalinus (Sweet almond) 20ml
CASE STUDIES
AROMATHERAPY MASSAGE BLEND:
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Real Alternatives
For those consumers that would information on other Debt Settlement programs contact by Debt Relief IQ at 888-431-9131.
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
Of course,[link widoczny dla zalogowanych], the fact remains that some consumers will be sued by the creditor, but generally speaking creditors are receptive to a third party arranging for a settlements on behalf of the consumer versus costly pursued litigation and court costs.
Internet Marketing By LocalNet360
© Copyright LocalNet360, Debt Relief IQ All Rights Reserved Worldwide.
Attorney models,[link widoczny dla zalogowanych], non-profit agencies, credit counceling, debt consolidation and more choices exist for the consumer and certainly, for consumers that may qualify for bankruptcy protection should consider all of their options. In the end game, many consumers that over leveraged during the housing bubble are now forced with facing a legitimate moment of truth; does it make financial and emotional sense to “punt” their debts through bankruptcy or utilize debt settlement programs to settle credit debt?
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For those many consumers that have already lost their good credit or have made the decision that eliminating their credit debt outweighs the importance of maintaining a better credit score but want to remain free of bankruptcy or do not qualify for bankruptcy relief, are good potential candidates for debt settlement. As a servicer, we utilize Debt Relief IQ for consumers comfortable with the internet, an automated debt relief portal that guides the consumer to list all of their income information and expenditures and customize an affordable monthly payment using our customized debt payment calculator to enroll all of their unsecured debts in the program. The calculator allows the consumer to automatically customize the term and monthly payments based on the consumer’s real financial situation. Further, Debt Relief IQ brings the consumer unique software technology to enable the consumer to open a FDIC insured savings account to systematically save the required cash to settle the credit card debt over the term chosen by the consumer. Equally important in the process of choosing a debt settlement firm is researching the actual credit card debt settlements; the only thing that really matters is that the consumer is truly debt free after the term. Debt Relief IQ only gets paid a fee after the consumer credit card debts are settled; this is a very compelling value proposition for the consumer as the firm is highly incented to settle the credit debt as they only get paid on performance. Ultimately, Debt Relief IQ completely guides the consumer with an easy to use step-by-step software solution that guides the consumer to achieve debt settlement in an organized and predictable way.
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While there are exceptions to every rule,[link widoczny dla zalogowanych], debt settlement, the process whereby a consumer hires a firm to settle their credit debt,[link widoczny dla zalogowanych], generally works because it is financially beneficial for the creditors to negotiate with third party firms that maintain a relationship with the consumer and can shepherd a settlement with the creditor as long as the consumer stays in the Program. Creating an affordable monthly payment and enrolling the consumer in an FDIC insured savings account are important functions of the debt settlement firm. By segregating the savings account designated specifically for saving necessary settlement funds, the consumer has a much better completion rate in the debt settlement program because many consumers spend everything in their checking account. Also, it is critical that the consumer can clearly afford the monthly payments based on a budget analysis,[link widoczny dla zalogowanych], a tough requirement but one certainly necessary in making an educated decision to a complex problem. Although it is sometimes difficult to deliver that type of brutally tough message, consumers need real answers to real problems.
By segregating the savings account designated specifically for settlement funds, the consumer has a much better completion rate in the debt settlement program because many consumers spend everything in their checking account. Also,[link widoczny dla zalogowanych], it is critical that the consumer can clearly afford the monthly payments based on a budget analysis, a tough requirement but one certainly necessary in making an educated decision to a complex problem. Although it is sometimes difficult to deliver that type of brutally tough message, consumers need real answers to real problems.
Of course, not all consumers are comfortable with using software to become debt free. The problem is that other debt settlement firms may charge up to thirty percent (30%) when the debts are settled. Debt Relief IQ only charges a ten percent fee (10%) when the debts are settled. There are some “attorney models” that are not following the FTC legislation banning advanced fees as they claim that since they are meeting face-to-face with the consumer which technically exempts them from charging upfront fees. Debt Relief IQ is aware of some programs that change an additional $80 dollars per month on top of a twenty five percent (25%) fee when the dents are settled. The reality of the mechanics of actually negotiating with creditors on behalf of the consumer is that an attorney is not needed to settle debts; an experienced negotiator will achieve successful debt settlements and typically even though a firm may use an attorney by name in order to attempt to create added credibility, the reality is that the attorneys do not negotiate the debts, negotiators do.
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In February 2004 Derek Eastman and I were invited as guests at the annual dinner of The Bushido Za Zen International Society by its Chairman Mr Arnold Davies Hanshi an old student of Kenshiro Abbe Sensei and a close friend of my own good friend Bill Woods Sensei.


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That’s a fresh, helpful slant on preparation, because most speech coaches recommend repeated rehearsals of your speech’s content, quite formally. Wilson, though, proposes additional, informal preparation through animated conversation. Following this suggestion, you will have to change your delivery very little when you face an audience—possible only increasing your volume.
Doug Smart, from Atlanta, Georgia, mentions: “I know exactly what I am going to say for the first 2 to 3 minutes.”
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Specifically, we should repeat to ourselves silently: “This audience is hosting me because they consider me an authority on this topic. Not only that,[link widoczny dla zalogowanych], the group has expressed strong interest in my content. And although I am keyed up for the occasion, with all the positive feedback I have heard after many other speeches to top-tier groups, I know I will succeed again this time. In fact, I can hardly wait until the introduction ends, so I can share valuable information with the audience.”
When you watch professional speakers in action,[link widoczny dla zalogowanych], several questions might come to mind: How do they rely on notes so rarely? Do they have photographic memories? How do they give the same material repeatedly, yet keep their initial enthusiasm?
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Responding from Stevensville, Michigan,[link widoczny dla zalogowanych], Susan Wilson suggests: “Practice in your daily speaking what you need for success when giving a speech—eye contact, confident posture,[link widoczny dla zalogowanych], smooth and strong voice, abdominal breathing, personal warmth.”
Here’s how several highly respected professionals responded to that question.
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However, the question you’ll be most likely to ask is: Do professional speakers experience stage fright, just like business and civic leaders do when they face audiences—and if so, how do they control their stage fright, and speak with such obvious confidence and poise?
Chicago’s Christine Corelli puts her leading recommendation succinctly: “Positive self-talk.”
Terry Brock, based in Orlando, Florida,[link widoczny dla zalogowanych], advises: “Focus on the audience. This is the most important step. If I focus on them and their needs, I do much better. If I think about myself I don’t do as well.”
In short, there’s no reason to feel unusual or weird because you’re nervous about your presentation. Did you know that Barbra Streisand and Carly Simon avoided live audiences for years because they feared rejection, and confined their singing to recording studios? Even the renowned actor Laurence Olivier took an extended leave from the stage, fearful that he would forget his lines. Clearly, stage fright challenges even the most famous and talented performers. You’re not alone,[link widoczny dla zalogowanych], and like them you still have immense talent to share with audiences.
Philip Van Hooser of Princeton, Kentucky, arrives early “to mix and mingle,” so he will “make connections with the audience members before I take the stage.”
Yes, your stomach is rumbling, your mouth seems parched, you’re a bit unsteady on your knees, and you’re perspiring more than usual. Fortunately, these situational responses remain private, unless you make the mistake of calling attention to them—which even novice speakers learn not to do. Truly, here’s where using video to record and then analyze your speeches becomes reassuring. When you see yourself as the audience saw you, you will get confirmation that your nervous symptoms are internal, not external.
Think about that approach. Which is easier—talking to strangers, or talking to acquaintances? Almost unanimously, we prefer speaking to somebody we have met. As Van Hooser puts it, we have made a connection. So whenever you can get there a half hour ahead to introduce yourself to participants as they enter the building, you will reduce your anxiety. When you stand to speak, you will have a dozen or so people who know you already and await your message eagerly.
By Bill Lampton,[link widoczny dla zalogowanych], Ph.D.
See all Articles by Bill Lampton, Ph.D.See Bill Lampton, Ph.D.'s Expert PageGet Updates on Stage Fright and Overcoming Stage FrightGet Updates on Bill Lampton, Ph.D. Average: 0 Your rating: None Tweet
Other accomplished speakers would endorse that approach. After all, if you don’t capture your audience’s attention within the first three minutes,[link widoczny dla zalogowanych], you have little chance of engaging them after that. Additionally, an energetic, confident start lets you know you are in control. Justifiably, you become optimistic about the remainder of your speech.
Terry’s advice is absolutely on target. Thinking mostly about yourself in the speaking situation means that every potential distraction will lower your confidence level. When an audience member yawns or checks her watch, you’ll assume you are failing to connect with everybody. Yet focusing on the audience allows you to put distractions in proper perspective. A couple of people fidgeted—so what? You’ll recapture their attention as you speak passionately about your topic, which totally consumes you from your first sentence onward.
Port Washington, Wisconsin’s Joan Stewart says, “I tell myself that if I’m nervous, I’m supposed to be. Johnny Carson revealed during numerous interviews that almost every night before he was introduced, he was a bundle of nerves and had terrible stage fright.”
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In February 2004 Derek Eastman and I were invited as guests at the annual dinner of The Bushido Za Zen International Society by its Chairman Mr Arnold Davies Hanshi an old student of Kenshiro Abbe Sensei and a close friend of my own good friend Bill Woods Sensei.


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Understanding their needs- Once the target audience has been identified, their needs and preferences should be clearly understood and highlighted. It is these needs and preferences which will dictate the attributes of the customizable web application being developed.


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